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Cash advances on credit cards. This can be a fairly expensive option if you need to borrow for an extended period of time. Youâll probably have to pay a cash advance fee, 3-5% of the amount advanced, and most credit cards have higher cash advance interest rates than regular purchase rates. But onceÂ again, credit unions come to the rescue. Many credit unions have cards with low cash advance interest rates and no fee. For example: [link widoczny dla zalogowanych] Plain Green Loans . you'll repay your loan with easy, affordable installment payments! Your terms can range from 4 to 15 months, depending on your loan amount, and there's no prepayment penalty example, a $500 loan at 448.78% APR, will have 12 bi-weekly payments of $101.29 Be a US citizen

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